在金融全球化的背景之下,商业银行已成为推动我国社会主义市场经济深化改革一支重要力量,并在国民经济运行中具有举足轻重的地位。市场经济同时是法治经济。商业银行在市场经济中作用日趋重要,使商业银行金融法开始受到理论界和实务界越来越多的重视,对商业银行金融法的研究不仅是对商法领域中间接金融业即银行业研究的进一步深化,更对经济发展和民主法 Under the background of financial globalization, commercial banks have become an important force for deepening the reform of China’s socialist market economy and playing a decisive role in the operation of the national economy. Market economy is also a law-based economy. As commercial banks play an increasingly important role in the market economy, the commercial banks ’financial law has drawn more and more attention from theorists and practitioners. The research on the commercial banks’ financial laws is not only a study of the indirect financial industry, ie, the banking industry, in the field of commercial law Further deepen, more economic development and democratic law