经济增长具有阶段性。经济增长的阶段性一定程度体现在保险业发展之中,并对整个保险业的发展产生影响。我国保险业处在初级阶段将是一个长期的过程;我国保险业的发展存在波动性、周期性,必须坚定不移地贯彻落实科学发展观;我国保险业发展方式的转变是必然的,但不是自发的,需要进一步加强宏观调控,通过“有形的手”引领发展。 Economic growth is phased. The stage of economic growth is to some extent reflected in the development of the insurance industry and has an impact on the development of the entire insurance industry. China’s insurance industry will be a long-term process in the primary stage. The development of China’s insurance industry is volatile and cyclical. We must unswervingly implement the scientific concept of development. The transformation of the development mode of our country’s insurance industry is inevitable, but not Spontaneous, we need to further strengthen macro-control, through “visible hand ” to lead the development.