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农业保险是稳定农业生产和农村社会生活的重要措施。我国是一个农业大国,也是世界上农业自然灾害最为严重的国家之一,农业和农村经济的发展,迫切需要农业保险的支持和保护,但我国农业保险发展却面临着困境。在这种情况下,总结我国农业保险发展的困境并探讨其经营模式问题具有重要的现实意义。
Agricultural insurance is an important measure to stabilize agricultural production and rural social life. China is a big agricultural country as well as one of the countries with the most serious natural disasters in agriculture in the world. The development of agriculture and rural economy urgently needs the support and protection of agricultural insurance. However, the development of agricultural insurance in our country is facing difficulties. Under such circumstances, it is of great practical significance to summarize the predicament of the development of China’s agricultural insurance and explore its business model.