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修订后的保险法进一步加强了对投保人和被保险人权益的保护,规范了保险业的发展,解决了许多悬而不决的法律难题。但保险审判实践中原来面临的诸多问题中仍然有相当一部分依旧缺乏直接明确的立法依据,甚至有些条文的修改还引发了新的争议。《最高人民法院关于适用保险法若干问题的解释(一)》(以下简称保险法司法解释(一))的出台,解决了修订前后的保险法衔接适用的问题,但还有许多问题有待结合保险法的立法精神和保险法司法解释的宗旨进一步明确,
The revised insurance law further strengthens the protection of the rights and interests of policyholders and insureds, standardizes the development of the insurance industry and resolves many outstanding legal problems. However, quite a few of the problems that insurance trial practice originally faced still lacked the direct and definite legislative basis. Some even the amendment of some articles triggered new disputes. The Interpretation of the Supreme People’s Court on Some Issues Concerning the Application of Insurance Law (I) (hereinafter referred to as the judicial interpretation of Insurance Law (I)) has solved the problem of adapting the insurance law before and after the revision but there are still many problems to be solved in light of the legislative spirit of the Insurance Law And the purpose of judicial interpretation of insurance law is further clarified,