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许多保户说保险公司的险种名称太专业,容易使人望文生义产生误解。笔者接触的保险纠纷案件,的确有些保险纠纷是由于险种的名称引起的,如果险种的名称通俗化,可减少不必要的保险纠纷。 现将一些具有代表性的容易引起纠纷的险种名称及其修改建议归纳如下: 1、重大疾病保险 重大疾病保险是只保若干种重大疾病。由于人们理解的所谓重大疾病包括一般的动手术等大病,等保户动过手术出院后向保险公司索赔时,才明白保险的所谓重大疾病,是那种只要得了其中一
Many policyholders say insurance companies are too specialized in terms of insurance, which can easily lead to misunderstandings caused by humanism. Some of the insurance disputes that I have come across are caused by the name of the insurance category. If the name of the insurance category is popularized, unnecessary insurance disputes can be reduced. Now some of the representative of the easily lead to the name of the dispute and the proposed changes are summarized as follows: 1, major illness insurance is to protect a number of major diseases, major illness insurance. As the so-called major diseases that people understand include such serious diseases as general surgery, when the policy holders claim to insurers after they have been discharged from hospitals, they can understand the so-called major diseases of insurance as long as they have one