随着现代化经济的高速发展,无论是大型国有企业还是中小型的私人企业,资金流动都非常频繁,因此需要对银行财务进行严加管理和重视。但是,目前我国的银行财务管理出现了很多与社会现状脱节的现象,比如银行系统不完善、银行信息化水平整体偏低、财务管理不得当、相关规章制度规定不完善等。面对这些存在的问题,我国的金融体系改革要不断地深入,以保证企业资金的正常运转。 With the rapid development of modern economy, both large-scale state-owned enterprises and small and medium-sized private enterprises have very frequent capital flows and therefore require strict management and attention to bank finance. However, at present, there are a lot of phenomena in our country’s banking financial management that are out of touch with the social status quo. For example, the banking system is imperfect, the overall level of bank informationization is low, the financial management is not appropriate, and the relevant rules and regulations are not perfect. In the face of these existing problems, the reform of China’s financial system should be continuously deepened to ensure the normal operation of corporate funds.