近年来,小额信用贷款的发放为大量农户提供了可得的金融服务,同时为承办机构增加了经营收入。但是,由于县域经济发展的不平衡导致了小额信贷风险日趋增大,为了解我行所在地——云南省昆明市宜良县开展小额信用贷款的情况,我们组成调查组,对宜良开展小额信用贷款的情况进行了调查, In recent years, the issuance of microcredit loans has provided financial services to a large number of farmers and at the same time has increased the operating income of contractors. However, due to the imbalance of economic development in the county leading to an ever-increasing risk of microloans, in order to understand the situation of conducting small-value credit loans in Yiliang County, Kunming, Yunnan Province, where the Bank is located, we formed a survey team to conduct a small The situation of credit loans were investigated,