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毫无疑问,互联网金融已经成为近年来中国经济金融领域经久不息的话题了,不断冲击着人们的传统认知,刷新着人们的观念,互联网金融持续引发着人们的关注。在如火如荼发展的背景,一些看似偶然实则必然的事情在不断的发生着,多件不同的互联网金融风险事件频繁被曝出,引发了人们新一轮的担忧。网贷评级第一案开庭、首家第三方支付机构倒闭、p2p平台跑路事件等等。在一阵互联网的狂欢后,人们需要理性的分析互联网金融的过去,充分分析其优势和弊端,才能更好为未来互联网经济服务。近来几件影响较大案件的出现,充分暴露了监管的缺失。因此,加强对互联网金融的监管,评估互联网金融存在的各种风险,已经成为当下必须面对的问题。木文就互联网金融及其发展进行研究分析,针对其各种表现,对互联网金融的风险控制提出相关的建议。
Undoubtedly, Internet finance has become an ongoing topic in China’s economic and financial fields in recent years. It constantly impacts people’s traditional understanding and refreshes people’s concepts. Internet finance continues to attract people’s attention. In the background of full development, some seemingly inevitable and inevitable things are happening constantly. Many different Internet financial risk events are frequently exposed, triggering a new round of concerns. The first case of net credit rating court, the first third-party payment agencies closed down, p2p platform running events and so on. After a spree of internet, people need to rationally analyze the past of Internet finance and fully analyze its advantages and disadvantages in order to better serve the future Internet economy. The recent emergence of a few major cases has fully exposed the lack of regulation. Therefore, strengthening the regulation of Internet finance and assessing the various risks of Internet finance have become the problems that must be faced nowadays. Mu Wen conducted research and analysis on Internet finance and its development, and put forward relevant suggestions on the various aspects of Internet finance risk control.