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市场需要买卖双方的共同培育。中国的保险市场双方都有很多“功课”要补。一方面,中国保险业的发展是绝对快速,保费收入很“自豪”地连续数年以30％左右的比例增长,但是保险公司的资本金增长往往跟不上保费收入的增长。保险业卖的承诺要在未来兑现,很重要一个指示器就是“偿付能力”。另一方面,中国百姓的消费观念目前还远没有达到“健康”的标准。一是在付
The market needs the co-cultivation of buyers and sellers. China’s insurance market both have a lot of “homework” to make up. On the one hand, the development of China’s insurance industry is absolutely fast. Premium income is very “pride”, increasing by about 30% for several consecutive years. However, the growth of capital premium of insurance companies often can not keep up with the growth of premium income. The promises of the insurance industry to be realized in the future, it is very important an indicator is “solvency ”. On the other hand, the concept of consumption of Chinese people is far from reaching the standard of “health”. First, pay