高利息能保证小额贷资金最终流入贫困农户手中,但在利率市场化来临之时如何控制资金成本并降低放贷利息,仍是小额贷款公司面临的重要难题中和农信利用小额贷款的方式,实现了将贫困地区输血式的扶贫转变为“可持续”的脱贫致富。作为一家社会企业,中和农信倡导商业可持续和社会价值并重的双重底线管理原则。中和农信项目管理有限公司总经理刘冬文在接受《中国投资》专访中表示,中和农 The high interest rate can ensure the microfinance funds finally flow into the hands of poor farmers. However, controlling the cost of capital and reducing the interest on lending when the interest rate liberalization is still an important problem faced by small loan companies. Way, to achieve the poverty-zone transfusion of poverty reduction into “sustainable ” poverty alleviation and prosperity. As a social enterprise, Zhongnong Nongxin advocates the double bottom line management principle of commercial sustainability and social value. In an interview with China Investment, Liu Dongwen, general manager of Zhongnong Credit Cooperatives Management Co., Ltd., said that Zhonghe Nong