【摘 要】
：
大型商业银行限于管理半径长、运营成本高,对于服务农户个体、发展小额信贷业务,一直存在诸多困难。本文立足于农户贷款发展理论和实践两个方面,对农户贷款服务“三农”作用
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大型商业银行限于管理半径长、运营成本高,对于服务农户个体、发展小额信贷业务,一直存在诸多困难。本文立足于农户贷款发展理论和实践两个方面,对农户贷款服务“三农”作用和财务可持续性进行研究,努力探索适应我国大型商业银行的农户贷款发展模式。
Large commercial banks are limited to long radius of management and high operating costs, and there are always many difficulties in serving individual farmers and developing their microfinance businesses. Based on the theory and practice of peasant household loan development, this paper studies the role and financial sustainability of peasant household loan service, and tries to explore the mode of peasant household loan development that is suitable for the large commercial banks in our country.
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