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一、拓宽知识领域,提高风险预测和防范能力随着粮油购销市场化的不断深入,贷款的市场化风险将会增加。很好地预测、防范贷款风险,信贷员必须有丰富的多领域的管理知识。在粮油购销企业执行保护价政策时期,部分信贷员对如何按照核打的码单供应资金,如何监管库存,如何监督企业顺价销售掌握的较好,而对企业营销市场,营销环境,营销策略,产品定价,促销手段等方面的知识掌握欠缺,急需提高这方面的知识,
First, to broaden the field of knowledge and improve risk prediction and prevention capabilities With the continuous deepening of the marketing of grain and oil market, the risk of marketization of loans will increase. Predictably, to guard against loan risks, loan officers must have a wealth of multi-disciplinary management knowledge. During the implementation of the protection price policy, grain and oil purchasers and sellers, some of the loan officers on how to supply funds in accordance with the nuclear code list, how to monitor the inventory, how to supervise the sale of enterprises in good price better grasp of the marketing market, marketing environment, marketing strategy, Product pricing, marketing tools and other aspects of the lack of knowledge, urgent need to improve this knowledge,