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美国是信用卡王国，信用卡成为人们生活的重要内容，不仅是一种流通手段，也是信贷消费的基本形式，是启动市场的一把钥匙。美国是全球最大的信用卡市场，从普通卡到银卡、金卡，发展到白金卡、钛金卡，前两年全美最大的独立发卡机构（ＭＢＮＡ）推行一种“量子卡”，并声称美?
The United States is the kingdom of credit cards. Credit cards have become an important part of people’s lives. They are not only a means of circulation but also a basic form of credit consumption and a key to launching the market. The United States is the largest credit card market in the world. From ordinary cards to silver cards and gold cards to platinum cards and titanium gold cards, the United States implemented the “quantum card” by the nation’s largest independent issuer (MBNA) two years ago and claimed that the United States ?