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个人信用档案作为社会信用体系建设的重要组成部分,对维持社会正常秩序和平稳发展有积极的促进意义。大数据时代为个人信用档案管理带来了挑战,档案界应给予个人信用档案足够的关注,正视管理过程中的问题,利用好时代优势,解决遇到的困难,做好个人信用档案的管理工作。一、个人信用档案管理中存在的问题(一)信用档案意识缺乏。信用档案意识是信用意识的重要组成部分,是信用意识的具体化,是信用主体对其在社会实践生产活动中产生的信用记录进行管理
As an important part of the construction of social credit system, personal credit files have positive promotion significance for maintaining the normal social order and steady development. The era of big data poses challenges for the management of personal credit records. The archives community should pay enough attention to the personal credit files, face the problems in the management process, make good use of the advantages of the times, solve the difficulties encountered, and manage the personal credit files . First, the personal credit file management problems (A) lack of awareness of credit files. Credit file awareness is an important part of the credit awareness, the concrete realization of the credit consciousness, and the credit subject manages the credit records that it generates in social practice production activities