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为有效的推动我国经济的发展,政府制定了一些经济政策,比如利率管制,它可以满足大规模投资的需求,但却不具备长效机制,尤其是随着我国经济体制不断完善,经济增长方式也随之转变,这种传统的经济政策已经不能满足经济发展的需求。在这种情形中,推进利率市场化改革势在必行。但推进利率市场化进程中,存在一些问题阻碍了改革的速度,因此笔者通过调查利率市场化进程中存在的问题,有针对性的提出解决措施,为相关学者提供参考意见。
In order to effectively promote China’s economic development, the government has formulated some economic policies, such as interest rate control, which can meet the demand of large-scale investment but do not have a long-term mechanism. In particular, as China’s economic system continues to improve, its economic growth mode It will also change. This traditional economic policy can no longer meet the needs of economic development. In such a situation, the marketization of interest rate reform is imperative. However, during the process of marketization of interest rates, some problems hinder the speed of reform. Therefore, by investigating the problems existing in the process of marketization of interest rates, the author proposes pertinent solutions and provides reference for relevant scholars.