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余额宝是支付宝的一个理财载体,作为当前的一种理财潮流趋势,它已经对人们的生活发生了翻天覆地的改变。以往人们只是习惯将钱存在银行卡中,在需要的时候就会到ATM取款机或柜台提取,这样大大增加了人们的时间利用,而余额宝的出现则节省了时间。在余额宝的使用人群中,中学生的使用度颇高,他们即不再是小学生、初中生那样受到父母约束,也不像中老年人不善于使用网络支付,作为聪明的一代,高中学生是余额宝的体验主体,在对于这一理财工具的使用时,他们或存钱或购物,享受着其中的便利和乐趣,慢慢养成习惯,逐步产生了利弊两种结果,本文是分析余额宝对于高中学生的理财行为习惯所造成的系列影响做出的剖析和论证,希望有所作用。
Balance treasure is a financial management tool for Alipay, as the current trend of a financial management trend, it has been a drastic change in people’s lives. In the past, people used to just depositing money in a bank card, withdrawing money to an ATM machine or counter when needed, which greatly increased people’s time use, while the appearance of a balance treasure saved time. Among the users of YuBaoBao, high school students have high degree of use, they are no longer primary school students, junior high school students are restrained by their parents, nor the old and middle-aged are not good at using online payment. As a clever generation, high school students are the balance Treasure experience body, in the use of this wealth management tool, they save or shopping, enjoy the convenience and fun, and gradually develop habits, and gradually produce two advantages and disadvantages of the results, this article is the analysis of Yuen Po for High school students financial behavior habits caused by a series of analysis and demonstration of the effect, hoping to play a role.