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追求稳妥,不该用家庭资产的一半来参加风险性很大的民间集资;追求收益,不该将总资产的三分之一投入银行储蓄。刘先生是某财务公司的副总,月收入7000元。太太在一家私立学校从事教师工作,月收入4000元。女儿今年10岁,正在读小学四年级。刘先生上大学时学的是财会专业,参加工作后又一直与“钱”打交道,所以用他的话说,自己绝对算得上是理财的行家里手。截止今年,其主要家庭资产除一套商品房(尚欠银行贷款10万元)外,另有“现金”类资产30万元,包括10万元定期储蓄,5万元5年期凭证式国债;为了增加
The pursuit of stability, should not use half of the family assets to participate in risky private fund-raising; the pursuit of income, should not be one-third of total assets into bank savings. Mr. Liu is the vice president of a financial company with a monthly income of 7,000 yuan. Mrs. in a private school engaged in teacher work, the monthly income of 4,000 yuan. The daughter is 10 years old and is in the fourth grade of elementary school. Mr. Liu was a major in finance and accounting majoring in college. After attending work, he had been dealing with “money ”, so in his words, he was definitely regarded as a financial expert. As of this year, apart from a set of commodity houses (owed to bank loans of 100,000 yuan), its major household assets include another 300,000 yuan in cash assets, including 100,000 yuan in fixed deposits and 50,000 yuan in 5-year vouchers In order to increase