论文部分内容阅读
农村信用社长期以来由于受种种因素影响,形成了大量的不良贷款,不仅严重影响着农村信用社的经营效益,也给农村信用社的生存与发展带来极大隐患。因此,必须下大力气清收活化不良贷款。笔者认为,只有多方联动,多策并举,才能实现不良贷款绝对额和占比“双下降”的目标,才能有效化解不良贷款带来的经营风险。
For a long time, due to various factors, rural credit cooperatives have formed a large number of non-performing loans, which have not only seriously affected the operating efficiency of rural credit cooperatives, but also brought tremendous risks to the survival and development of rural credit cooperatives. Therefore, great efforts must be made to liquidate the bad loans. The author believes that only the multi-party linkage, multi-policy simultaneously, in order to achieve the absolute amount of non-performing loans and the proportion of “double down” objective, can effectively resolve the non-performing loans brought about business risks.