钢贸行业信贷泡沫破灭风险给银行业带来了诸多教训与反思,结合具体业务来看,银行业应切实重塑风险文化,杜绝急功近利,在动态创新中把控风险。银行业应从钢贸行业信贷风险中汲取教训,不断提升自身风控能力,重点要做好以下几方面工作。重塑风险文化杜绝弄虚作假要在银行员工中培育规规矩矩办银行的风险意识,重塑风险文化,杜绝弄虚作假。为此,全行必须做到以下两点:一是在市场条线,应强调贷前调查人员高度职业道德,重塑风险文化, The risk of credit bubble burst in the steel trade industry has brought many lessons and introspection to the banking industry. Combining with the specific businesses, the banking industry should truly reshape the risk culture, eliminate quick success and profit, and control risks in dynamic innovation. Banks should draw lessons from the credit risk of steel trade industry and constantly improve their own risk control capabilities. The focus should be on the following aspects. Reshape the culture of risk to eliminate fraud and fraud in the banking staff to cultivate the rules of conduct Bank risk awareness, reshape the risk culture, eliminate fraud. To this end, the Bank must do the following two points: First, in the market line, should emphasize pre-loan investigators a high degree of professional ethics, reshape the risk culture,