据美国专家的调查表明:美国4～12岁的孩子,每年用于购物的钱约42亿美元,用于储蓄的钱约5亿美元。毫无疑问,孩子从早期开始就参与了各种消费活动。不过,孩子是否受到正确的消费教育,是否懂得消费、节支、投资等基本知识,这是许多家长所忽略的问题。所以,专家们呼吁:要从家长入手,帮助孩子掌握金钱管理的初步知识 According to a survey conducted by a U.S. expert, U.S. children aged 4-12 years spend about 4.2 billion U.S. dollars on shopping each year and about 500 million U.S. dollars in savings. There is no doubt that children have been involved in various spending activities from an early age. However, whether or not children are properly educated on consumer spending, whether they know the basics of spending, saving money, or investing, is something many parents overlook. Therefore, the experts called for: from the parents to help children master the initial knowledge of money management