随着我国社会主义市场经济的飞速发展和国有企业改革的进一步深入,中小企业在保证国民经济持续健康发展、推动技术创新和增加就业机会、维护社会稳定等各个方面发挥着越来越重要的作用,目前,中小企业已成为我国国民经济的重要支柱,但是其在融资方面仍然存在很多问题,限制了中小企业的发展。 With the rapid development of China’s socialist market economy and the deepening of the reform of state-owned enterprises, SMEs are playing an increasingly important role in ensuring the sustained and healthy development of the national economy, promoting technological innovation, increasing employment opportunities, and maintaining social stability. At present, SMEs have become an important pillar of China’s national economy, but there are still many problems in financing, which limits the development of SMEs.