不同的项目有不同的风控标准。就房地产项目来说,爱建信托首先会考察交易对手也就是融资方的资质,看其是否具备一定雄厚实力的背景,或者融资方过往的信用等级是否符合规范;其次是看房地产项目的地段;最后是看融资方的增信措施,是否有现房、土地抵押,是否有股权质押等增信措施。 Different projects have different risk control standards. In terms of real estate projects, Aijian Trust first examines the qualifications of the counterparty as the financier to see if it has a solid background, or whether the financier’s past credit rating is in compliance with the norms, followed by the lot of real estate projects, The last is to see the financing side of the letter of confidence measures, whether existing homes, land mortgages, whether there is equity pledge and other credit enhancement measures.