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“银联”标识卡是经中国人民银行批准，由国内各发卡金融机构发行，采用统一业务规范和技术标准，可以跨行跨地区使用的带有“银联”标识的银行卡。２００４年１月１日开始，“银联”标识卡将成为全国范围内惟一使用的人民币银行卡，各类非“银联”标识卡只做地方专用卡，不能
The “UnionPay” identification card is a bank card with the “UnionPay” logo that is approved by the People’s Bank of China and issued by domestic card-issuing financial institutions using unified business specifications and technical standards and can be used across regions and regions. From January 1, 2004, the “UnionPay” card will become the only RMB card in the country. Only cards that are not “UnionPay” cards may only be used as local cards.