三个主体和三个合同关系通过抵押贷款购房是目前常见的情况,但由于消费者无力支付首期付款或因房屋买卖合同无效等原因使房屋买卖没有成功,贷款合同如何解决是开发商、银行及消费者三方都极为关心的问题。《解释》对处理这类纠纷的一些程序性问题作出了明确规定。商品房按揭出现的时间不久,它能够在一定程 The three main bodies and the three contractual relationships through the mortgage loans to buy a house is a common situation, but because consumers are unable to pay the down payment or due to the sale of housing contracts and other reasons to make the sale of housing is not successful, how to solve the loan contract developers, banks And consumers are extremely concerned about the three issues. The Interpretation clearly stipulates some procedural issues for handling such disputes. Shortly after the emergence of real estate mortgage, it can be a certain distance