“不良资产”一词,日渐跻身金融行业流行用语。早期银行重贷轻管、高息揽存、违规拆借、账外放贷,金融体系曾一度濒临危境。银行体制诟病、监督瑕疵,为不良资产的“萌芽”提供土壤;企业经营不善,诚信缺失,为不良资产的“茁壮”滋生温床。企业和银行携手联袂,共同上演“银行请客、企业消费、国家买单”的多米诺骨牌效应。在对不良资产的处置过程中,律师擅长为其“号诊把脉”。 “Nonperforming assets ” term, becoming increasingly popular term in the financial industry. In the early stage, the banking system was once in danger because of its heavy loans, high interest rates, illegal borrowing and lending. Criticized the banking system, supervised flaws, and provided the soil for the “sprouting” of nonperforming assets. The enterprises did not manage well, and the credit was absent, creating a hotbed for the non-performing assets. Enterprises and banks hand in hand together, staged a “dominoes, corporate spending, the state pay ” domino effect. In the process of disposal of non-performing assets, the lawyers are good at their "No.