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提高信贷资产质量，尽快把三项不良贷款压下来，是防范和化解金融风险的重要途径。同时也是我国国有商业银行当前和今后一个时期的主要工作任务。为了扎扎实实做好信贷资产质量考核工作，笔者认为现行考核方法应予改进。现行信贷资产质量指标主要有三个，即：不良逾期贷款...
To improve the quality of credit assets and push down three bad loans as soon as possible is an important way to prevent and resolve financial risks. It is also the main task of our state-owned commercial banks in the current and future period. In order to do a good job in credit quality assessment work, I believe that the current assessment methods should be improved. The current credit asset quality indicators are mainly three, namely: bad overdue loans ...