近来,为解决中小企业贷款难问题政府做了许多工作,比如成立担保公司,建立担保体系,进行信用评级。这些做法被认为是解决中小企业融资难的主要途径。在市场经济条件下,政府部门的这些做法是否可行有效? 经济学家董辅礽认为,这种担保,初期可以搞,但时间 Recently, the government has done a lot of work to solve the problem of the difficulty of lending to small and medium-sized enterprises, such as setting up guarantee companies, establishing a guarantee system and conducting credit rating. These practices are considered as the main solution to the financing difficulties of SMEs. In the market economy conditions, the government departments of these practices is feasible and effective? Economist Dong Fu-礽 that such guarantees, the initial can engage, but time