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信任是人们应对社会交往中不确定因素的一种重要策略,但信任本身包含着风险。传统信任风险规制方式的失效,现代社会交往关系的高度复杂化,以及信任风险可能引发重大的损失,使法律规制信任风险具有了正当性。现代法律制度发展出了信任风险的识别机制、分配机制和惩戒机制,使其能够较好地规制信任风险。但法律对信任风险规制范围的有限性、法律运行自身的局限性及过度法律规制与社会信任之间的背反现象等因素也制约了法律在规制信任风险中作用的发挥。
Trust is an important strategy for people to deal with the uncertainties in social interaction, but trust itself involves risk. The failure of the traditional way of trust risk regulation, the high complexity of the modern social relations and the trust risk may lead to significant losses, so that the legal regulation of trust risk has legitimacy. The modern legal system has developed a recognition mechanism, a distribution mechanism and a disciplinary mechanism of trust risk so that it can better regulate the trust risk. However, due to the limitation of the scope of trust risk regulation, the limitation of law operation and the contradiction between excessive legal regulation and social trust, the law also restricts the law’s role in regulating the risk of trust.