从今年4月份开始,总行按照国务院和粮改决定中有关收购贷款封闭运行的指示精神,研究制定了粮食管理的月报(包括快报)制度,设置了粮食贷款管理月报表(以下简称月报表)和快报表,用来快速集中反映、监测和考核粮棉油收购贷款封闭运行态势。因此,全面准确地把握这些报表的特征,理解和掌握各种数据变化所反映出的封闭运行状况,并用来指导工作,对于各级行的信贷人员和主要领导同志来说,尤为重要。一、粮食贷款管理月报表的特点(一)政策制度的还原性。月报表尽管是由一个个具体栏目组成的,但每一个栏目或几个栏目的组合就是封闭运行政策的反映。如果我们不弄懂弄通现行的各项政策和制度,不在实际操作中认真贯彻执行,就填不好月报表。如回笼销售货款中应收贷款和应收利息栏,如果不认真学习和领会总行《关于收贷收息有关问题的通知》,严格按照规定进行计算,就不知道怎样填报。再如表中的“发放收购贷 Starting from April this year, the head office studied and formulated the monthly report (including express mail) system of grain management in accordance with the instructions of the State Council and the decision of grain reform on the closed operation of acquisition loans. It set up the monthly report on grain loan management (hereinafter referred to as monthly report) And fast reports, used to quickly focus on monitoring, monitoring and assessment of grain and cotton oil loans closed operation of the situation. Therefore, comprehensively and accurately grasping the characteristics of these reports, understanding and mastering the closed operating conditions reflected in various data changes and guiding them are particularly important for credit officers and leading leaders at all levels. First, the characteristics of monthly reports on grain loan management (A) the restoration of the policy system. Although the monthly report is composed of a specific section, but each section or a combination of columns is a closed operating policy. If we do not understand the current policies and systems in place and fail to implement the monthly reports in a serious manner in our actual operations, Such as withdrawal of loan receivables in sales receivables and interest receivable column, if you do not seriously study and understand the head office ”on the collection and lending related issues notice“, in strict accordance with the provisions of calculation, do not know how to fill in. Another example is the table ”issued loans issued