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单方事故的处理及索赔程序单方事故:指不涉及人员伤(亡)或第三者财物损失的单方交通事故。如:碰撞外界物体,自身车辆损坏,但外界物体无损坏或者无需赔偿。事故处理及保险索赔程序:单方肇事是最为常见的一类事故,因为不涉及第三者的损害赔偿,仅仅造成被保险车辆损坏,事故责任为被保险车辆负全部责任,所以事故处理比较简单。1.报案事故发生后,保留事故现场,并立即向保险公司报案。2.现场处理(1)损失较小(一万元以下),保险
Unilateral Accident Handling and Claims Procedures Unilateral accidents are unilateral traffic accidents that do not involve loss of property (casualties) or third parties. Such as: collision of foreign objects, their own vehicles damaged, but no damage to the outside world or without compensation. Accident Handling and Insurance Claim Procedures: Unilateral unrest is the most common type of accident. Because it does not involve damage compensation of a third party, it only causes damage to the insured vehicle and the accident liability is fully responsible for the insured vehicle. Therefore, the accident handling is relatively simple. 1. After reporting the accident, keep the scene of the accident and immediately report to the insurance company. 2. On-site processing (1) less loss (ten thousand yuan), insurance