买股票不如买基金我个人认为,买股票不如买基金。一个非财务金融专业的人,再怎么用功,专业知识也比不上基金公司的研究员、基金经理人。况且,与投资相关的资讯太多太广,从总体经济、产业分析、个别公司分析乃至国际政治、经济形势,需要靠团队分工合作搜集、分析资讯,并非个人能够独立完成的。此外,基金因规模庞大,深受上市、上柜公司重视,常有机会与公司重要经理人员对话,对公司的了解会比一般投资人深入。最为重要的一点是我本身工作非常忙,没有时间和精力研究股票。所以我选择了平衡型基金,虽然收益不能与股票型基金相比。但风险中等,我还是可以承受的。 Better to buy stocks than to buy the fund I personally think that buying stocks as buying funds. A non-financial professionals, no matter how hard, no less professional knowledge of fund companies, researchers, fund managers. Moreover, the investment-related information is too broad. From the perspective of the overall economy, industry analysis, individual company analysis and even the international political and economic situations, it is necessary to collect and analyze information through team division of labor rather than being able to do it independently. In addition, due to its large scale, being well-known by listed companies and OTC companies, the fund often has the opportunity to hold dialogues with important managers of the company. The understanding of the company will be deeper than that of ordinary investors. The most important point is that I am very busy working on my own, not having the time and energy to study the stock. So I chose a balanced fund, although the proceeds can not be compared with equity funds. But the risk is medium, I still can afford.