南海市粮食调销贷款浅析

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南海市地处珠江三角洲腹地,交通发达,经济活跃。改革开放以来,随着经济结构的调整,以及人口的大量增加,南海由过去的粮食主产区变成主销区,2/3的粮食需从外地调入来平衡。按上级总量平衡计划,缺口近1.3亿公斤(贸易粮),粮食部门除在本地区收购4000万公斤外,需从外地购进9000万公斤粮食。南海市农发行积极支持粮食购销企业开展正常的购销业务,较好地促进了南海市粮食流通的正常运转。一、近几年粮食调销贷款概况南海市农发行对于粮食调销贷款的发放,坚持“以销定贷,以效定贷”的原则,逐笔发放。1998年累计发放2525万元,累计收回2450万元,企业实现粮食总购进33908万元,总销 Nanhai City is located in the hinterland of the Pearl River Delta, developed traffic and economic activity. Since the reform and opening up, with the adjustment of economic structure and the huge increase of population, the South China Sea has changed from the former main grain producing area to the main selling area and two thirds of the grain needs to be transferred from the rest of the country for balancing. According to the total amount balance plan of the higher level, there are nearly 130 million kilograms of shortfalls (trade grains). In addition to purchasing 40 million kilograms in the region, the grain sector needs to purchase 90 million kilograms of grain from the rest of the world. The Agricultural Development Bank of Nanhai City actively supported grain purchase and sales enterprises to carry out the normal purchase and sale business and promoted the normal operation of food circulation in Nanhai City. I. General Situation of Grain Disposal Loans in Recent Years Nanhai Agricultural Development Bank has issued the loans for grain sales one by one according to the principle of “fixing sales loans and lending to loans”. In 1998, a total of 25.25 million yuan was issued and a total of 24.5 million yuan was withdrawn. Enterprises realized a total purchase of 339.08 million yuan of grain,
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