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开展国家助学贷款业务,帮助家庭经济困难学生完成学业,是适应我国教育体制改革和发展的需要,加快教育事业发展的一个新探索,是党中央、国务院提出科教兴国战略的一个重要步骤,也是各家银行支持教育发展、贯彻科教兴国战略的一项重要任务。但在新的国家助学贷款政策运行三年以来,仍存在着一些阻碍业务发展的问题。因此,本文拟从辽宁省国家助学贷款发展的现状、存在的问题及原因进行分析,并对未来发展的对策进行初步的探讨。
Carrying out the national student loan business and helping the economically disadvantaged families complete their studies is a new exploration to meet the needs of the reform and development of China’s education system and accelerating the development of education. It is also an important step for the party Central Committee and the State Council in putting forward the strategy of rejuvenating the country through science and education. Banks support the development of education and carry out the important task of rejuvenating the country through science and education. However, since the new state-sponsored loan policy has been in operation for three years, there still exist some problems hindering business development. Therefore, this paper intends to analyze the status quo, existing problems and causes of the development of state-sponsored loans in Liaoning Province and to conduct preliminary discussions on the countermeasures for future development.