2007年3月美国次贷危机爆发,到2008年9月危机加剧并向全球蔓延,截止今日对世界经济体的影响犹在。在经济全球化的背景下,中国不可能独善其身,置身事外。本文力图用四年后的视角重视次贷危机,首先对次贷危机形成的原因进行分析,再探讨次贷危机对中国目前经济发展仍存在的影响,最后得到一些启示。 In March 2007, the U.S. subprime mortgage crisis broke out. By September 2008, the crisis intensified and spread to the world. As of today, the impact on the world economy still remains. In the context of economic globalization, China can not be alone and stay out of business. This article tries to pay attention to the subprime mortgage crisis from four years later. First, it analyzes the causes of the subprime mortgage crisis and then explores the impact that the subprime mortgage crisis has on China’s current economic development. At last, it gives some enlightenments.