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随着我国社会经济的不断发展,信用体系建立初见规模,人们对信用问题也越来越关注。个人信用体系是国家信用中重要的组成部分,是人们信用情况在证明、解释和审核过程中的主要依据。只有建立完善和全面的法律体系,才能让人们在以信用进行交易时可以更加安全。我国个人信用体系的建议已经初具模型,但是在其发展和运作的过程中仍然还存在一定的问题,并且随着我国的发展,其体系已经逐渐不能满足社会的需求。本文通过对商法就进行阐述,并将个人信用在融合的过程中出现的问题进行分析,同时提出相应的措施。
With the continuous development of social economy in our country, the initial establishment of a credit system has attracted more and more attention on credit issues. Personal credit system is an important part of the national credit, people’s credit conditions in the process of certification, interpretation and review of the main basis. Only by establishing a sound and comprehensive legal system can people be safer when trading by credit. The proposal of personal credit system in our country has begun to take shape. However, there are still some problems in the process of its development and operation. With the development of our country, the system has gradually failed to meet the needs of the society. This article elaborates the commercial law, and analyzes the problems that arise in the process of the integration of personal credit, meanwhile puts forward the corresponding measures.