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是否要在我国建立存款保险制度,决策层和理论界大致有两种意见。一种意见是认为没有必要,其理由是:我国以市场为取向的新经济体制虽基本形成,但社会主义的本质特征是公有制,改
Whether to establish a deposit insurance system in our country, decision-making and theoretical circles generally have two views. One opinion is that there is no need for the following reasons: The new economic system oriented by the market in our country has basically taken shape. However, the essential characteristics of socialism are public ownership and reform