谈当前商业银行信贷工作需注意的几个问题张华宇徐金麟信贷资产质量是商业银行的生命线，在市场竞争中，为站稳脚跟，各家银行纷纷把信贷管理体制改革作为突破口，力求提高整体经营能力。从现实情况看，商业银行信贷管理与经营中需要注意以下几个问题。一、优化投向，培植... Several Issues to Be Noted in Credit Work of Commercial Banks Zhang Huayu Xu Jinlin The quality of credit assets is the lifeline of commercial banks. In order to gain a firm foothold in the market competition, banks have taken the credit management system reform as a breakthrough to improve the overall operation ability. From the reality, commercial banks need to pay attention to the following issues in credit management and operation. First, optimize investment, cultivation ...