在委托—代理的关系中 ,代理人通过损害委托人的利益来为自己谋利的现象广泛存在。它的发生所需的一个必要条件就是在委托代理关系成立期间客观上存在诱使代理人产生损人利已行为的机会。在代理人通过隐瞒自己的行动来为自己谋利的道德风险中 ,以往所讨论的方式是代理人通过降 In the relationship between principal-agent, the phenomenon that agents try to make profits for themselves by damaging the client's interest is widespread. One of the necessary conditions for its occurrence is that there is an objective chance to induce agents to dehumanize people during the establishment of the principal-agent relationship. In the moral hazard that agents try to profit for themselves by concealing their actions, the way in the past has been the agent's passing