我国加入世贸组织已一年多,外资保险公司的进入,使我国保险市场形成强势竞争格局。中国保险业怎样面对激烈竞争,能否在竞争取胜获得共赢,关键在于我们的保险业能否提高竞争意识,建立国际化为特征、具有中国特色的,完善的,有竞争优势的保险市场体系。 一、创新是培育保险企业核心竞争力的根本 More than a year after China’s accession to the WTO, the entry of foreign insurance companies has made our insurance market a strong competitive landscape. How China’s insurance industry faces fierce competition and whether it can win a win-win situation in competition will depend on whether our insurance industry can raise the awareness of competition and establish a sound and competitive insurance market featuring Chinese characteristics, with Chinese characteristics. system. First, innovation is to cultivate the core competitiveness of insurance companies