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社会主义市场经济建设的新时期,我国的经济实现了飞速的进步,之所以能取得这一优异成果与国内众多的中小型企业的努力是分不开的。然而事实证明大部分的中小企业只能幸存两年到三年,而导致这一现象出现的主要因素就是企业融资中存在各种问题。对此,本文从多个方面分析了构成现今我国中小企业融资难现象的原因,并提出了解决中小企业融资难问题的针对性对策,以此为鉴。
In the new era of building a socialist market economy, China’s economy has achieved rapid progress. The reason for achieving this excellent result is inseparable from the efforts of many domestic small and medium-sized enterprises. However, it turns out that most SMEs can only survive for two to three years. The main factor causing this phenomenon is the existence of various problems in corporate financing. In this regard, this article analyzes the reasons for the current financing difficulties of SMEs in many aspects and puts forward some countermeasures to solve the financing difficulties of SMEs.