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中国“三农”问题是我国经济建设和社会发展过程中必须面对和解决的关键问题。健全现代农业可持续发展 3大支柱 (农业科技、金融、保险 )之一的农业风险管理体系 ,发展农村保险市场 ,成为农村经济可持续发展的紧迫任务。笔者介绍了我国农村保险市场发展历程和现状 ,分析了其存在的问题 ,在此基础上 ,探讨我国农业保险的发展方向 ,并提出完善农村保险市场的对策。
The issue of “three rural issues” is a key issue that China must face and solve in the process of economic construction and social development. To improve the agricultural risk management system, one of the three pillars of sustainable development of modern agriculture (agricultural science and technology, finance and insurance), to develop the rural insurance market has become an urgent task for the sustainable development of rural economy. The author introduces the history and current situation of the rural insurance market in our country, analyzes its existing problems, and on this basis, discusses the development direction of our country’s agricultural insurance and puts forward the countermeasures to improve the rural insurance market.