住房是人们生活中十分关键的组成部分,改善房地产金融市场能够有效的提高我国住房的整体质量,为人们创造一个更好的居住环境。改革开放至今,我国的金融市场水平不断提高,逐渐成为了社会经济的重要组成部分之一,而房地产金融是我整个金融市场中的新型产业,房地产金融相对其它金融市场而言起步较晚,从整体而言还不够成熟,金融结构单一,发展程度滞后于我国金融市场的整体水平。因此,相关部门要明确房地产金融的意义,从本质上改善房地产金融的发展现状,从不同角度支持其创新,促进我国房地产金融的进一步发展。 Housing is a very crucial part of people’s lives. Improving the real estate financial market can effectively improve the overall quality of housing in our country and create a better living environment for people. Since the reform and opening up, China’s financial market has been continuously improving and gradually became one of the important components of the social economy. Real estate finance is a new industry in the entire financial market. Real estate finance started relatively late in other financial markets. From As a whole, it is still not mature enough. Its financial structure is single and its development level lags behind the overall level of China’s financial market. Therefore, the relevant departments should clarify the significance of real estate finance, essentially improve the real estate finance development status, support innovation from different angles, and promote the further development of China’s real estate finance.