在当今中国各项改革领域中,养老金制度如何设立,已成了分歧最大的争论问题。一派人主张建立统一的养老金制度,把国有企业和非国有企业的职工统统纳入国家管辖的社会统筹养老金系统内。另一派人对这种大包大揽的做法则忧心忡忡。最近,在北京召开的“中国国际经济论坛”会议上,西方保险业的与会代表从人 How to set up a pension system in various fields of reform in China today has become the most debated issue of disagreement. One faction advocates the establishment of a unified pension system that integrates all the staff and workers of state-owned enterprises and non-state-owned enterprises into the social pooling pension system administered by the state. The other faction is worried about this big package. Recently, during the “China International Economic Forum” held in Beijing, the participants in the insurance industry in the West came from people