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自2008年起,我国财产保险市场在经历了机构快速扩张、依靠规模发展、市场过度竞争之后,开始逐步进入调整转型时期。从近两年的利润状况来看,经过市场结构调整转型,财产保险行业的盈利水平有所提高,但可持续盈利总体状况比较脆弱,特别是中小财险公司盈利大多由保险基金投资收益所
Since 2008, China’s property insurance market has undergone a rapid expansion of its institutions and has gradually started its period of readjustment and transformation after relying on its scale development and excessive market competition. Judging from the profit status of the past two years, the profitability of the property and casualty insurance industry has risen after the restructuring of the market structure. However, the overall profitability of the sustainable profitability is relatively weak. In particular, the profitability of small and medium-sized property and casualty insurance companies is mostly determined by the investment income of insurance funds