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与国际跨国石油公司的先进保险管理模式及保险策略相比,我国石油企业在对保险管理政策、风险应对策略及对自保公司的运用上都存在很大差距。国外跨国石油公司十分关注保险在企业风险管理中的作用,对保险管理相当重视。这些公司一般都设立有集团专门的保险管理部门,并在集团内对保险集中统一管理,制定保险管理制度。而在我国,石油企业对保险管理还没有达到高度重视的程度。为了弥补上述缺陷,我国石油企业应该建立集中统一的保险风险管理模式,积极主动应对和管理风险,建立且运用好自保公司,并建设与国际石油公司的对标体系,取长补短。
Compared with the advanced insurance management model and insurance strategy of international multinational oil companies, there is a big gap between China’s petroleum enterprises in insurance management policies, risk coping strategies and the use of self-insurance companies. Foreign multinational oil companies are very concerned about the role of insurance in the management of enterprise risk and attach great importance to insurance management. These companies generally have set up a group of specialized insurance management department, and centralized management of insurance within the group, the development of insurance management system. In our country, however, oil companies have not yet attached much importance to insurance management. In order to make up for these shortcomings, Chinese petroleum enterprises should set up a unified and unified insurance risk management mode, actively respond to and manage risks, establish and use self-protection companies, and establish benchmarking systems with international oil companies.