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第2901条国会裁定和目的声明(a)国会裁定:(1)被监管金融机构应依法保证,其存款机构为其开展特许经营业务的社区提供服务和方便;(2)社区的金融便利和需要包括信贷需求和存款服务;(3)被监管金融机构有持续和责无旁贷的责任满足其经营业务所在社区的信贷需求。(b)本章的目的在于,要求每个相关的联邦金融监管机构在检查金融机构时,充分行使其自主权,以及鼓励上述机构在安全和稳健经营基础上,充分满足其特许经营业务所在社区的信贷需要。
Article 2901 Congressional Decisions and Declarations of Purpose (a) Congress ruled that: (1) a regulated financial institution shall ensure in accordance with the law that its depository institutions provide services and facilities to the communities in which it conducts its concession; (2) the financial facilities and needs of the community Including credit demand and deposit services; and (3) there is a continuing and accountable responsibility of regulated financial institutions to meet the credit needs of the communities in which they operate. (b) The purpose of this chapter is to require each of the relevant federal financial regulators to exercise full autonomy in the inspection of financial institutions and to encourage them, on the basis of safe and sound operations, to adequately meet the needs of the communities in which they operate their franchises Credit needs.