论文部分内容阅读
第三方支付机构在我国支付体系中发挥着越来越重要的作用,目前获得《支付业务许可证》的已经达到250家。除了支付业务本身之外,2013年以来,凭借与传统金融业的深度合作,第三方支付机构寻找到了众多新的业务增长点,并且与满足公众的金融需求更加密切地结合在一起。在全球支付领域新趋势、支付技术新变化的大背景下,需要对我国第三方支付面临的转型挑战及监管思路,进行更细致的分析和审视。第三方支付行业发展面临转型挑战第三方支付可通过与电子商务充分结合,以及与居民日常生活关系密切的支出服务相配合,促进居民对商品和服务的消费,
Third-party payment agencies play an increasingly important role in the payment system in our country. At present, 250 payment service licenses have been obtained. In addition to paying for the business itself, third-party payers have found numerous new business growth points since 2013 in-depth cooperation with the traditional financial industry and are more closely integrated with meeting the financial needs of the public. Under the background of new trends in global payments and new changes in payment technologies, it is necessary to conduct more detailed analysis and examination of the transformational challenges and regulatory thinking that third-party payment in China is facing. Third-party payment industry is facing the challenge of transformation Third-party payment can be fully integrated with e-commerce, as well as residents ’daily lives closely associated with the expenditure services to promote residents’ consumption of goods and services,