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第八条银行应对小企业市场进行 必要的细分,制定符合小企业客户特点的 市场策略,积极开展产品创新,推出符合 小企业不同需求的贷款产品和金融服务, 包括固定资产贷款和周转资金贷款。 固定资产贷款包括购建厂房贷款和 购买设备贷款。对购建厂房贷款可根据小
Article 8 Banks shall make necessary breakdowns on the market of small enterprises, formulate market strategies in line with the characteristics of small-scale enterprise customers, actively carry out product innovation and launch loan products and financial services that meet the different needs of small enterprises, including fixed assets loans and working capital loans . Fixed asset loans include construction and purchase of plant loans and equipment loans. The purchase of construction loans can be based on small