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2001年12月19日,中国人民银行决定自2002年1月1日起,正式在中国银行业全面推行贷款风险分类管理。中国人民银行负责人就该项工作接受了记者的采访。问:长期以来,中国银行业一直采用“一逾两呆”分类方法对贷款质量进行监督和评估,此次为什么要全面推行贷款风险分类管理?答:全面推行贷款风险分类管理是我国经济金融发展的客观要求,是中央的一项重要决策。朱镕基总理在中央经济工作会议报告中明确要求,要从2002年开始在银行业实行贷款
On December 19, 2001, the People’s Bank of China decided to formally introduce the management of loan risk classification in the banking industry in China since January 1, 2002. The head of the People’s Bank of China accepted an interview with reporters on the work. Q: For a long time, China’s banking industry has been monitoring and assessing the quality of loans with the “One More Than Two Days” classification. Why should the overall implementation of the classification of loan risk management be conducted this time? A: The full implementation of the classification management of loan risk is the key to China’s economy The objective requirement of financial development is an important decision of the Central Government. Premier Zhu Rongji clearly stated in the report of the Central Economic Work Conference that it is necessary to start a loan in banking industry starting from 2002