《银行家》:最近,人民银行出台了一些支持中小企业的政策,旨在推动商业银行加强对中小企业的金融服务。据报道,责行近年来一直非常重视中小企业的信贷工作,并采取了一些措施扶持中小企业发展。魏国雄;是的。商业银行都应有自己的客户定位,特别是应根据变化了的经济形势来调整自己的客户结构和市场目标。在计划经济时期,国有大中型企业在我国经济结构中居于绝对的主体地位,因此,当时我行的客户结构也以国有大中型企业为主。近年来,国家经济结构发生了变化,中小企业尤其是个私、民营企业得到了较快发展,这要求我们必须调整原有的客户结构,适应新的形势,拓展中小企业信贷市场。几年前,在东部沿海经济较为发达的地区,我们就开始 Banker: Recently, the PBC released some policies to support small and medium enterprises (SMEs), aiming to promote commercial banks’ financial services to SMEs. It has been reported that the responsibility has attached great importance to the credit work of SMEs in recent years and taken some measures to support the development of SMEs. Wei Guoxiong; yes. Commercial banks should all have their own customer orientation, in particular, should be based on the changing economic situation to adjust their own customer structure and market goals. During the planned economy, the state-owned large and medium-sized enterprises were absolutely dominant in the economic structure of our country. Therefore, the client structure of the Bank was mainly dominated by state-owned large and medium-sized enterprises. In recent years, the country’s economic structure has undergone changes. SMEs, especially private and private ones, have enjoyed rapid development. This requires that we must adjust our existing client structure to adapt to the new situation and expand the credit market for SMEs. A few years ago, we started in the economically developed eastern coastal areas